New Housing Marketplace Plan

Diyelim ki New York'ta yasiyor ve ev almak istiyorsunuz, ama su anda ki finansal durumunuz, pesinat icin yeterli degil. Sorun degil, Bloomberg tarafindan baslatilan bir kampanya, gelir durumu dusuk New York'lular icin ev almak icin gerekli finansal yardimi yapiyor. Ama hersey de oldugu gibi , bu imkandan yararlanmak icin bazi talepleri var. Kimbilir belki icimizden biri bu gruba giriyordur, belki hayalindeki evi almak icin boyle bir yardimi bekliyordur. Neyse lafi uzatmayalim, web sitelerinde hersey acikca anlatilmis. Bir bakin bakalim, belki sirada siz varsinizdir:

.

Many New Yorkers want to buy a home but don't have enough money saved for their down payment and closing costs. As part of Mayor Bloomberg's "New Housing Marketplace Plan," the New York City Department of Housing Preservation and Development (HPD) created the HomeFirst Down Payment Assistance program. It provides qualified homebuyers with up to 6% of a home's purchase price toward the down payment or closing costs on a 1-4 family home, a condominium, or a cooperative in one of the five boroughs of New York City.

.

To qualify for the loan, a prospective homebuyer must meet all of the following criteria:
-Be a first-time homebuyer
-Complete a homebuyer education course taught by an HPD-approved counseling agency
-Have his/her own savings to contribute to the down payment or closing costs
-Meet program income eligibility requirements ($56,700 is the maximum household income for a family of four. Maximum annual income varies depending on family size). Click here for details about family composition and income limits
-Purchase a 1-4 family home, a condominium, or a cooperative for owner-occupancy in one of the five boroughs of New York City
-Live in the home purchased for at least 10 years

For more info : http://www.nyc.gov/html/hpd/html/buyers/downpayment.shtml